Railroad Protective Liability Insurance - For Projects Under $10,000,000 and do not exceed 12 months
Overview
When working within Union Pacific Railroad’s right of way, your company will be required to obtain Railroad Protective Liability Insurance for the project.
For RPLI application requests, you may be asked by your insurance carrier to provide train movement information. Due to the circumstances of September 11, 2001, for security and safety reasons, Union Pacific Railroad employees no longer supply train information to parties outside the Railroad. The major insurance companies are aware of this situation.
Obtaining this insurance for smaller projects can be a time-consuming and costly purchase for the contractor. With the Railroad Protective Liability Program made available by Union Pacific through a national broker, your company may save both time and money. In as little time as it takes to complete a single-page application and send a check, the Railroad Protective Liability coverage is in place. We consider this program a time saver in obtaining Railroad Protective Liability insurance.
*PLEASE READ - there have been some modifications/enhancements to this site and the Railroad Protective Liability Application.
- If you are utilizing an old application, please begin to use the most updated version to ensure your request is fulfilled accurately and promptly.
- The Railroad Protective Liability Program does NOT cover new bridge construction, structural repair to bridges, widening of bridges and bridge demolition. Coverage for bridge construction must be obtained from your insurance agent/broker.
Current Rate Schedule
Section A
Installation of overhead wire and underground wire or pipe.
| Traverse Installations | ||
| Overhead | Underground | Open Cut |
| $1,600 | $1,800 | $1,480 |
Section B
| Longitudinal (Parallel) Installations | ||
| Length (in feet) | Overhead | Underground |
| 0 – 250 | $1,600 | $1,800 |
| 251 – 500 | $1,700 | $1,900 |
| 501 – 1,000 | $1,800 | $2,050 |
| 1,001 – 2,000 | $2,000 | $2,250 |
| 2,001 – 4,000 | $2,475 | $2,725 |
| 4,001 – 6,000 | $2,700 | $3,000 |
| 6,001 – 8,000 | $2,900 | $3,150 |
| 8,001 – 10,000 | $3,050 | $3,350 |
| Over 10,000 must be submitted for rating and approval. | ||
Section C
Construction not including wire and pipe installation:
Construction includes: building and demolition, building repair, cutting grass/landscape), grass cutting, landscaping, maintenance work, parking lot construction, private grade crossings (installation and maintenance), rock scaling, seed planting, sidetrack construction, sign board construction, signal repair, spraying, spur construction, station repair, survey work, test borings, weed control. BRIDGES - DOES COVER bridge inspection, bridge maintenance, bridge painting and bridge surface repair. BRIDGES - DOES NOT cover new bridge construction, structural repair to bridges, widening of bridges and/or bridge demolition
Full contract value shall not exceed $10,000,000.
| Contract Value WITHIN 50' OF UP Property | Premium |
| 0 - $1,250,000 | $3,400 |
| $1,250,001 - $2,500,000 | $5,100 |
| $2,500,001 - $3,500,000 | $10,000 |
| $3,500,001 - $5,000,000 | $17,400 |
| $5,000,001 - $6,000,000 | $20,300 |
| $6,000,001 - $7,000,000 | $23,700 |
| $7,000,001 - $8,000,000 | $27,040 |
| $8,000,001 - $9,000,000 | $30,400 |
| $9,000,001- $10,000,000 |
$33,800 |
If you elect to take advantage of the program, please do not send your application for this insurance coverage to the Union Pacific Railroad. Please make your premium check payable to Marsh, USA and send with your application via US Mail (do not send via Express Mail to P.O. BOX) to:
Marsh, USA
NW8622P.O. Box 1450
Minneapolis, MN 55485-8622
Contact Marsh, USA with any coverage or premium questions:
Please take our Customer Satisfaction Survey
| Phone: | (800) 729-7001 | |
| Fax: | (816) 556-4362 | |
| Attn: | Bill Smith Cindy Long |
e-mail address: william.j.smith@marsh.com |