National Foundation for Credit Counseling® (NFCC)
The NFCC promotes the national agenda for financially responsible behavior and builds capacity for its members to deliver the highest quality financial education and counseling services. Call 1-800-388-2227 to speak to a counselor near you. (http://www.nfcc.org/)
Para ayuda en Español Ilama al 1-800-682-9832.
- NFCC’s “Consumer Tools” includes a very short video on “Dealing with Job Loss,” as well as budget worksheets and calculators, etc. (http://www.nfcc.org/FinancialEducation/ConsumerTools.cfm
NFCC’s® also offers online credit counseling, which requires the client to register on the site before service begins: https://www.nfcc.org/mo/onc/index.cfm?direct=11117
The Beehive is the pride and joy of the One Economy Corporation, a nonprofit organization based in Washington, D.C. The Beehive was created to be the place to go for information and resources around the things that matter in our lives: money, health, jobs, school and family, along with a little fun while you're there. This site is a resource for a wide variety of personal finance and tax topics: http://www.thebeehive.org/money/financial-coach/crash-course/surviving-job-loss
- The Beehive offers an Economic Survival Kit, which includes tips on who to trust for financial/credit advice. Registration is required to access an online budget advisor: http://www.thebeehive.org/money/economic-survival-kit
- First National Bank (contains a variety of online calculators)
- Kiplinger.com – Online budgeting tool
The information provided has been compiled from a variety of sources, including Union Pacific and other organizations. Although Union Pacific has made every effort to provide accurate and complete information, UP does not control and cannot guarantee the relevance, timeliness or accuracy of these outside materials. None of the information constitutes, or is meant to constitute, advice of any kind.
All information provided is provided for information purposes only and does not constitute a legal contract between UP and any person or entity unless otherwise specified. In no event shall UP be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such site or resource.
Health and Welfare benefits for employees who are represented by labor organizations are negotiated and can be changed only through collective bargaining. Non-negotiated plans or programs made available by the Company may be terminated or changed at the discretion of the Union Pacific. The respective separate collective bargaining agreements (CBA) determine which plan and benefits the agreement employee is eligible for.